USER AGREEMENT

1. ACCEPTANCE OF TERMS

By using this website, you agree to be bound by these terms of service. If you do not agree to these terms, do not use this website.

2. MODIFICATION OF TERMS

We reserve the right to change these terms of service at any time. Any changes will be posted on this page, and your use of the website after any changes have been made constitutes your acceptance of the modified terms.

3. ACCOUNT CREATION

In order to access certain features of this website, you may be required to create an account. You agree to provide accurate and complete information when creating your account, and to update your account information as needed. You are responsible for maintaining the confidentiality of your account and password, and for all activities that occur under your account.

4. USER CONDUCT

You agree to use this website only for lawful purposes and in a manner that does not infringe on the rights of, or restrict or inhibit the use and enjoyment of this website by, any other person. You may not use this website to transmit or post any illegal, fraudulent, or harassing content.

5. DISCLAIMER OF WARRANTIES

This website and all content on it are provided on an "as is" basis without warranties of any kind, either express or implied. ECC Payments does not warrant that the website will be available at all times or that the content is accurate, complete, or current.

6. LIMITATION OF LIABILITY

ECC Payments will not be liable for any damages of any kind arising from the use of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

7. INDEMNIFICATION

You agree to indemnify and hold ECC Payments and its affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of this website, your violation of these terms of service, or your violation of any rights of another.

8. GOVERNING LAW

These terms of service and your use of this website are governed by and construed in accordance with the laws of Australia. Any legal action arising out of your use of this website must be brought in a court of competent jurisdiction in Australia.

9. SEVERABILITY

If any provision of these terms of service is found to be invalid or unenforceable, that provision will be enforced to the maximum extent possible and the remaining provisions will remain in full force and effect.

10. WAIVER

The failure of ECC Payments to exercise or enforce any right or provision of these terms of service will not constitute a waiver of such right or provision.

11. ENTIRE AGREEMENT

These terms of service constitute the entire agreement between you and ECC Payments and supersede any prior agreements or understandings, whether written or oral.